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Sathe Pay Simple. Secure. Seamless.
Your needs, our services

Money services that move with you.

From everyday payments to financial guidance, find dependable support for all the little things that move life forward.

✓ ₹
Here for your everyday Personal support & instant banking
4.9 / 5 Rated by 15,000+ Retailers
Sathe
Pay
Good morning
What would you like
to do today?
Bank-Grade Security256-bit encrypted
Real-time PayoutInstant bank credit
Dedicated HelpdeskMon-Sat live support
✦ ✧
NPCI & RBI CompliantBank-grade safety on every transaction
Instant SettlementReal-time IMPS wallet to bank payouts
Human SupportDedicated multilingual team ready to help
PAN India NetworkEmpowering 4,500+ pin codes nationwide
PROVEN REACH & IMPACT

Empowering India's Last-Mile Economy

500,000+

Satisfied Customers

15,000+

Active Retail Partners

4,500+

Pincodes Served

₹500 Cr+

Processed Safely

HOW IT WORKS

Fast, transparent and completely hassle-free.

Whether you are a customer paying a bill or a retailer assisting someone, the flow is effortless.

01
Choose Service

Select from AePS cash withdrawal, BBPS utility bill payment, mobile recharge, loans, or insurance based on need.

02
Fast Verification

Verify securely via Aadhaar biometric authentication, consumer number, or mobile OTP with zero physical paperwork.

03
Instant Processing

NPCI-connected banking switch routes the transaction within 2 seconds with near-zero failure rates.

04
Payout & Receipt

Receive instant cash payout or settlement, digital SMS confirmation, and official transaction receipt.

BECOME A SATHE PAY PARTNER

Apni dukan ko banao digital bank.

Join our nationwide retail network and offer Aadhaar ATM, money transfer, bill payments, and loans to your local neighborhood.

  • Earn attractive commission on every single transaction
  • Instant real-time wallet settlement directly to bank
  • Dedicated relationship manager and 24x7 helpline
Join as Retailer Partner
01

High Commissions

Earn up to ₹30,000+ monthly with transparent commission slabs paid instantly.

02

Zero Risk Platform

NPCI and RBI compliant architecture with automated error resolution.

03

Web & Mobile App

Use from your desktop browser or Android smartphone anytime, anywhere.

04

Local Community Hero

Bring banking to unbanked families and become the go-to financial point in your town.

VOICES OF TRUST

Trusted by retailers and families across India.

Read how Sathe Pay empowers local businesses to grow revenue and serve their communities.

FREQUENTLY ASKED QUESTIONS

Everything you need to know about Sathe Pay.

Have questions? We have compiled direct answers to common questions about services and partnering.

Sathe Pay, operated by Shreedhar Payments Private Limited, is a multi-service financial technology platform providing AePS, BBPS, mobile recharges, loans, insurance, and credit scoring across India.

Becoming a Sathe Pay retailer is simple and paperless. Fill out our contact form or chat with us on WhatsApp. Our onboarding team assists with digital KYC (Aadhaar & PAN), portal activation, and device setup within 24 hours.

Yes, completely. Sathe Pay strictly complies with NPCI, UIDAI, and RBI guidelines. Biometric data is never stored on our servers; it is encrypted using 256-bit SSL protocols and authenticated directly against the NPCI banking switch in real time.

Wallet settlements are available via instant IMPS 24x7, 365 days a year, including Sundays and bank holidays. Retailers can transfer their commission and cash withdrawal settlements to their registered bank account in seconds.

In the rare event of a network failure during bill payment or recharge, the amount is automatically reconciled and reversed to your wallet or bank account within T+1 to T+2 banking days as per standard NPCI rules.

Yes, the Sathe Pay retailer portal is fully responsive and optimized for both Android smartphones and desktop web browsers with zero lag.
LET'S MAKE IT EASY

Have a question? We're right here.

Tell us what you need and our friendly team will help you find the right next step.